The Tiered Standard Repayment plan will launch on July 1, 2026, and will have a repayment term with a sliding scale based on the outstanding principal balance when the loan enters the plan.
| Outstanding Principal | Repayment Term |
| Less than $25,000 | 10 years |
| $25,000 - $49,999 | 15 years |
| $50,000 - $99,999 | 20 years |
| $100,000 or more | 25 years |